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Property finance

Buying before you sell: how bridging finance keeps your plans moving

Found your next property but haven’t sold your current one? Bridging finance can provide the funding to keep your plans moving, without rushing a sale.

1 min read

A hand holding up the key to a new home.

Bridging finance is designed for borrowers who have found their next property but have not yet sold their existing one. Rather than missing an opportunity or rushing a sale, a bridging loan can provide the funding needed to keep your plans moving while you complete the sale of your current property.

When bridging finance helps

Our team can help you secure the short-term funding you need to move with confidence, whether you’re:

  • purchasing a new property before your current one is sold
  • navigating settlement timing challenges
  • managing multiple transactions.

FinSecure bridging finance at a glance

These details are from our bridging finance page, where you can read the full overview.

  • Security type: residential.
  • Loan purpose: purchase before sale.
  • Loan amount: from $150,000 up to $10,000,000.
  • Maximum LVR: up to 80% (peak debt).
  • Loan term: 18 months.
  • Repayment type: capitalised interest.
  • Verification required: full doc, or alt doc if there is an end debt.

If your timing is different

Bridging finance is one of several ways we fund time-sensitive plans. Short term funding provides fast access to capital for time-sensitive opportunities, equity release, business needs, and urgent settlements. If you’re building rather than buying, construction loans fund your project in stages, so finance is available as key milestones are reached throughout the build.

Ready to talk about your next move? Ask us about bridging finance.

General information only. This information does not take into account your objectives, financial situation or needs and is not financial advice. Lending is subject to lender eligibility, assessment and approval criteria, terms and conditions, fees and charges. Not all applicants or purposes will qualify.

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Whether you’re buying, building, renovating, or investing, FinSecure offers flexible lending solutions beyond traditional bank limitations.