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Australia’sSelf-EmployedProperty FinanceSpecialists.

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Who are we

We look beyond the standard checklist to understand the full picture, including your business performance, BAS statements, accountant declarations, assets, and future plans. Because great lending decisions aren’t made from a spreadsheet alone.

That’s the difference between a computer saying “no” and a specialist asking, “How can we make this work?”

Learn about us

Proven experience

  • $2B+Loans settled
  • 2,500+Australians assisted
  • 290+Referral partners nationwide
  • 24–48 hrsAssessment turnaround
  • 92%Client satisfaction rate
  • 150+ yearsCombined industry experience

Based on average client survey results over the past 3 months.

Lending Solutions

A broad range of lending solutions designed to support homeowners, investors, business owners, developers and self-employed borrowers.

Home loans built for self-employed income.

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Max loan amount
Up to $5M
Max LVR
Up to 95%
Loan term
Up to 40 years

Flexible funding for commercial property.

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Max loan amount
Up to $3M
Max LVR
Up to 75%
Loan term
3 to 30 years

Property finance through your SMSF.

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Max loan amount
Up to $3M
Max LVR
Up to 90%
Loan term
Up to 30 years

When the big banks say no, we find a way.

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Max loan amount
Up to $2.5M
Max LVR
Up to 80%
Loan term
Up to 30 years

Finance from the ground up.

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Max loan amount
Up to $1.75M
Max LVR
Up to 80%
Loan term
Up to 30 years

Structured finance for property development.

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Max loan amount
Up to $10M
Max LVR
Up to 75%
Loan term
6 months to 2 years

Buy your next property before selling your current one.

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Max loan amount
Up to $10M
Max LVR
Up to 80%
Loan term
18 months

Short-term funding for time-sensitive opportunities and transitions.

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Max loan amount
Up to $5M
Max LVR
Up to 65%
Loan term
6 months to 3 years
View all solutions

Why FinSecure

We’re FinSecure. We make our own credit decisions — no computer scoring.

Two members of the FinSecure team.

As a mortgage manager with our own lending products, we have the flexibility to assess applications on their merits, ask better questions, consider the full financial picture, and develop solutions where traditional lenders often see unnecessary risk.

  • More ways to verify income

    One-year tax returns, BAS statements, and accountant declarations accepted on eligible products.

  • Income that works harder

    Eligible income can include gig work, multiple income streams, allowances, bonuses, and more.

  • Family guarantee options

    Flexible family guarantee solutions can help eligible borrowers enter the market sooner.

  • Access more of your equity

    Cash-out options available for up to 80% LVR, subject to eligibility.

  • Platform & gig economy income

    Solutions designed for borrowers earning through rideshare, delivery, freelancing, and other online platforms.

  • Smarter rental income assessment

    Eligible borrowers may benefit from lease-based assessment options that recognise rental income differently.

  • Lending beyond the standard box

    Specialist lending solutions for self-employed borrowers and more complex financial scenarios.

Recognition

Recognised for excellence.

Excellence Awardee, Mortgage Manager of the Year, at the Australian Mortgage Awards in 2024, 2025 and 2026.

  • 2024 Australian Mortgage Awards, Excellence Awardee, Mortgage Manager of the Year.
  • Australian Mortgage Awards 2025, Keystone Capital Mortgage Manager of the Year, Excellence Awardee.
  • Australian Mortgage Awards 2026, Keystone Capital Mortgage Manager of the Year, Excellence Awardee.

For customers

Whether you’re planning ahead, managing your accounts, or exploring new financial opportunities, everything is available in one convenient place.

  1. Customer sign in

    View your loan details, check your application status and manage your information securely.

  2. New application

    If you’re ready to apply, get started here.

  3. Free property report

    Find out how much your home is worth, or whether a property you’re considering is fairly priced.

Client stories

“Helped me secure all 5 of my mortgages and has made what can be a very overwhelming process feel seamless and well-managed… I always feel supported, informed, and confident in the decisions I’m making.”

Kirstin HFinSecure Brisbane SouthResidential | 5 properties

“From start to finish, she was incredibly knowledgeable, professional, and always happy to answer our questions… We truly appreciated her dedication and would highly recommend her to anyone looking for a trustworthy and reliable mortgage broker.”

Jessica SFinSecure ParramattaResidential | New Home Purchase

“From our very first meeting, they demonstrated total professionalism, extensive industry knowledge, and prompt responsiveness that kept us at ease… They made what could have been a highly stressful process completely seamless.”

Julie TFinSecure ParramattaResidential | End-to-End Support

Follow FinSecure

For brokers

A fairer approach for brokers.

Every settlement reflects the time, expertise, and effort brokers invest to achieve the right outcome for their clients. FinSecure’s latest product suite is designed to provide greater certainty after settlement, helping brokers focus on clients and business growth with confidence.

See How FinSecure Supports Brokers
  • No Clawback
  • No Risk Fee up to 80% LVR
  • Greater certainty after settlement
  • Broker-first approach

Become a referral partner

From self-employed borrowers to complex financial situations, we help clients access solutions that fit their circumstances.

  1. Nick Stavroulakis, Senior Relationship Manager, DrummoyneDrummoyneNSW
  2. Brooke Conlon, Branch Manager, Sydney CBDSydney CBDNSW
  3. Ryan Pham, Branch Manager, RydeRydeNSW
  4. Stefanie Du, Branch Manager, CentralCentralNSW
  5. Lee Hillier, Branch Manager, The HillsThe HillsNSW
  6. Frances Isaac, Branch Manager, ParramattaParramattaNSW
  7. Elena Gong, Branch & Lending Manager, CremorneCremorneNSW
  8. Vivi Jia, Branch & Senior Lending Manager, CamberwellCamberwellVIC
  9. Niroshan (Upul) Madduma Arachchige, Branch Manager, Melbourne South EastMelbourne South EastVIC
  10. Tara Fox, Branch Manager, Brisbane SouthBrisbane SouthQLD

Expanding across Australia.

Our local teams understand the property markets in your area and can help with self-employed home loans, commercial property finance, and flexible lending solutions.

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Become a partner

Let’s start a conversation about your borrowing needs.

Whether you’re buying, building, renovating, or investing, FinSecure offers flexible lending solutions beyond traditional bank limitations.

Talk to a specialistStart an application