AlternativeLoan Solutions

Lending Solutions

Don’t fit the bank’s checklist?

We specialise in complex cases.

When traditional lenders can’t assist, we work with a range of alternative funding options designed around your individual circumstances.

About alternative lending solutions

Not every borrower fits the criteria of a traditional lender. If you’re self-employed, have complex financial circumstances, non-standard income, or a credit history that doesn’t reflect your current position, alternative lending solutions can provide access to finance when mainstream options fall short.

A professional smiling up from her laptop while colleagues talk behind her.

A self-employed professional working from a laptop in a café.

A smiling self-employed woodworker planing timber in his workshop.

A man holding a model house while completing paperwork.

Loan purposes

Purchase
Get into your next property with confidence.
Refinance
Unlock better rates, more equity or improved terms.
Cash-out
Unlock equity for investments, renovations or your next move.

Loan details

Clear, straightforward details to guide your decision.

Maximum loan amount: Up to$2,500,000

Maximum LVR: Up to80%

Loan term: Up to30 years

Minimum loan amount: $50,000

The loan

Security type: Residential or commercial
Loan purpose: Purchase, refinance, cash-out

Verification required

Income type: Credit-impaired accepted

Repayments

Repayment type: P&I or IO

Fees

Application fee: $550
Risk fee: Applicable

Please note

Suitable for borrowers with recent credit events.

Benchmark figures are indicative only and are based on a range of comparable lending scenarios. Individual benchmark metrics are assessed independently and may not be available concurrently in the same lending scenario. Variations in assessment criteria and lender policy may influence how these benchmarks apply in individual circumstances.

For brokers

A broker looking for a solution for a client who falls outside standard lending policy?

We take a practical approach to complex scenarios and work with you to find the right outcome.

No clawback options
Competitive commissions
No aggregator. Direct partnership.

Broker partnerships

Who is this loan for

Built for borrowers seeking an alternative to traditional bank lending, with solutions tailored to a wide range of financial situations. This includes:

Credit-impaired borrowers
Self-employed applicants
Borrowers with non-standard financial circumstances

Client stories

“Helped me secure all 5 of my mortgages and has made what can be a very overwhelming process feel seamless and well-managed… I always feel supported, informed, and confident in the decisions I’m making.”

Kirstin HFinSecure Brisbane SouthResidential | 5 properties

“From start to finish, she was incredibly knowledgeable, professional, and always happy to answer our questions… We truly appreciated her dedication and would highly recommend her to anyone looking for a trustworthy and reliable mortgage broker.”

Jessica SFinSecure ParramattaResidential | New Home Purchase

“From our very first meeting, they demonstrated total professionalism, extensive industry knowledge, and prompt responsiveness that kept us at ease… They made what could have been a highly stressful process completely seamless.”

Julie TFinSecure ParramattaResidential | End-to-End Support