Building Your
Dream Home?
Whether you're constructing your dream home, investing in a new build, or undertaking a complex project, we provide finance solutions designed to support every stage of the construction journey.
Up to $3M
Up to 80%
Up to 30 Years
Ready to get started?
Overview
Construction Loans Overview
Clear, straightforward details to guide your decision.
| Security Type | Residential construction |
|---|---|
| Loan Purpose | Land + build, construction only |
| Verification Required | Self-Employed: 2 Years Tax Return, 2 Years Financials and 2 Years NOA. Alternate option ABN > 2 years, >1 year GST registered and credit score >700: 1 year tax returns & financials with accountant letter or NOA. |
| Minimum Loan Amount | $100,000 |
| Maximum Loan Amount | Up to $1,750,000 |
| Maximum LVR | Up to 80% (land + build) |
| Loan Term | Up to 30 years |
| Repayment Type | IO during construction, P&I post-completion |
| Progress Payments | Yes |
| Notes | Fixed-price building contract required. |
| Security Type | Residential construction |
|---|---|
| Loan Purpose | Construction only |
| Verification Required | Self-employed Income Declaration Form plus Accountant letter, BAS or Business Bank Statements |
| Maximum LVR | Up to 80% |
| Maximum Loan Amount | Up to $3,000,000 |
| Risk Fee | 1.00% |
Residential | 5 properties
“Helped me secure all 5 of my mortgages and has made what can be a very overwhelming process feel seamless and well-managed… I always feel supported, informed, and confident in the decisions I’m making.”
Residential | New Home Purchase
“From start to finish, she was incredibly knowledgeable, professional, and always happy to answer our questions… We truly appreciated her dedication and would highly recommend her to anyone looking for a trustworthy and reliable mortgage broker.”
Residential | End-to-End Support
“From our very first meeting, they demonstrated total professionalism, extensive industry knowledge, and prompt responsiveness that kept us at ease… They made what could have been a highly stressful process completely seamless.”
Residential | 5 properties
“Helped me secure all 5 of my mortgages and has made what can be a very overwhelming process feel seamless and well-managed… I always feel supported, informed, and confident in the decisions I’m making.”
How to get Started
Begin with confidence. Choose how you’d like to get started, and let us
guide you through a seamless lending experience.
Select a Product
Browse our range of lending solutions to explore your options in detail and discover the one that best aligns with your financial goals and needs.
Talk to our
Branch Managers
Get personalised guidance from experienced lending specialists who understand your local market and can help you move forward with confidence.
Apply Online
Complete a quick online form below and we’ll get in touch to discuss the right options for you.
Need to talk it through?
1300 346 732Our team is here to help you make confident decisions, every step of the way.
Enquire About
Your Options
Tell us a bit about your situation and what you’re looking to do.
Whether you’re ready to apply or just exploring your options, we’ll guide you on the next steps.
