Can You Use Your Super to Invest in Property?
Whether you're a self‑employed borrower seeking a loan, a business owner needing commercial finance, or a broker looking to partner with us, our team is ready to assist.
Flexible Ways We Get You Approved
No two situations are the same, we tailor loan options to fit yours.
Buy with a Smaller Deposit
Available for individuals, companies, and trust structures.
Use Rental Income to Support Borrowing
In some cases, rental income may help cover repayments.
Flexible Credit Profile Options
Solutions available for prime, near-prime, and specialist borrowers.
Reduced Documentation Pathways
Options may be available with simplified financial requirements (Alt Docs).
No Minimum Asset Requirements (in some cases)
Solutions available without strict asset or liquidity thresholds.
Refinance Made Simpler
Fast-track refinancing options may be available under certain conditions.
Hundreds of clients approved with non-traditional senarios.
Residential SMSF refinance.
Commercial SMSF purchase or refinance.
Real Senarios We Help With
Many lenders assess applications using strict, standard criteria. This can make it difficult if your income or financial structure doesn’t fit neatly into their system.
Complex Borrower Structure
Your SMSF setup involves multiple entities or trustees.
We help structure loans that work across different borrower types.
Rental Income Supporting the Loan
Your investment property generates strong rental income.
In some cases, this income can support or cover repayments.
Limited Financial Documentation
You don’t have full financials readily available.
Simplified documentation options may still allow you to proceed.
Self‑Employed or Business Owner
Your income is structured across business entities.
We assess your financial position using flexible approaches.
Refinancing an Existing SMSF Loan
You’re looking to improve your current loan structure or terms.
Fast refinance pathways may be available in certain situations.
The issue isn’t your ability to repay, it’s how traditional lenders assess you.
OVerview
SMSF Funding Overview
Clear, straightforward details to guide your decision.
| Security Type | Residential investment property |
|---|---|
| Loan Purpose | SMSF refinance |
| Verification Required | SMSF trust deed, financials, contribution history, Accountant’s letter for future contributions |
| Minimum Loan Amount | $150,000 |
| Maximum Loan Amount | Up to $5,000,000 |
| Maximum LVR | Up to 90% |
| Loan Term | Up to 30 years |
| Repayment Type | P&I or IO |
| Notes | No cash-out permitted, No asset test |
| Security Type | Commercial property |
|---|---|
| Loan Purpose | SMSF purchase or refinance |
| Verification Required | SMSF financials + lease agreements |
| Minimum Loan Amount | $150,000 |
| Maximum Loan Amount | Up to $3,000,000 |
| Maximum LVR | Up to 80% |
| Loan Term | Up to 30 years |
Disclaimer: Benchmark figures are indicative only and are based on a range of comparable lending scenarios. Individual benchmark metrics are assessed independently and may not be available concurrently in the same lending scenario. Variations in assessment criteria and lender policy may influence how these benchmarks apply in individual circumstances.
Residential | 5 properties
“Helped me secure all 5 of my mortgages and has made what can be a very overwhelming process feel seamless and well-managed… I always feel supported, informed, and confident in the decisions I’m making.”
Residential | New Home Purchase
“From start to finish, she was incredibly knowledgeable, professional, and always happy to answer our questions… We truly appreciated her dedication and would highly recommend her to anyone looking for a trustworthy and reliable mortgage broker.”
Residential | End-to-End Support
“From our very first meeting, they demonstrated total professionalism, extensive industry knowledge, and prompt responsiveness that kept us at ease… They made what could have been a highly stressful process completely seamless.”
Residential | 5 properties
“Helped me secure all 5 of my mortgages and has made what can be a very overwhelming process feel seamless and well-managed… I always feel supported, informed, and confident in the decisions I’m making.”
How to get Started
Begin with confidence. Choose how you’d like to get started, and let us
guide you through a seamless lending experience.
Select a Product
Browse our range of lending solutions to explore your options in detail and discover the one that best aligns with your financial goals and needs.
Talk to our
Branch Managers
Get personalised guidance from experienced lending specialists who understand your local market and can help you move forward with confidence.
Apply Online
Complete a quick online form below and we’ll get in touch to discuss the right options for you.
Need to talk it through?
1300 346 732Our team is here to help you make confident decisions, every step of the way.
Enquire About
Your Options
Tell us a bit about your situation and what you’re looking to do.
Whether you’re ready to apply or just exploring your options, we’ll guide you on the next steps.
